The aftermath of a major storm is chaotic, but proper documentation is your strongest tool for a successful recovery. At DES Construction LLC, we have seen how a well-documented claim speeds up repairs and ensures you receive the maximum payout. Follow these essential steps to protect your Tampa home and simplify the insurance adjustment process today.
Expert Tips for Documenting Storm Damage for Insurance Claims
Capture Comprehensive Photos and Video Evidence
Before you touch anything, grab your phone and document the damage from every angle. Take wide shots of the entire property and close-ups of specific structural issues, missing shingles, or broken windows. This visual proof is the foundation of your storm damage insurance adjustment, leaving no room for the insurance provider to dispute your claim's validity.
Create a Detailed Inventory of Damaged Items
Walking through your home to list every damaged personal item is tedious but necessary. Note the brand, age, and approximate value of electronics, furniture, and appliances affected by water or debris. Providing this list to your insurance adjuster alongside professional assessments from DES Construction LLC ensures that your internal losses are as covered as your structural ones.
Keep a Log of All Communications
Organization is key when dealing with storm insurance claims. Start a folder or digital log to track every phone call, email, and meeting with your insurance company. Record the names of representatives, dates, and specific instructions given. Maintaining this paper trail prevents misunderstandings and holds the provider accountable for the timelines and promises they make during recovery.
Secure Temporary Repairs and Save Receipts
If your home has an active leak, you must take reasonable steps to prevent further damage, such as tarping the roof. Always save the receipts for these temporary repairs, as most insurance policies reimburse these costs as part of your overall storm damage construction claim.
Contact Us Today For Assistance
Recovering from a storm doesn't have to be a solo journey for Tampa homeowners. Our team at DES Construction LLC brings over 30 years of experience to your side, offering expert insurance claim advocacy and high-quality restoration. We handle the heavy lifting so you can focus on your family. Contact us today for a professional inspection.